Staking Rewards Calculator

Estimate your crypto staking rewards over time. Supports ETH, SOL, ADA, DOT, ATOM and custom tokens with compounding options and validator commission.

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Staking Settings

APY rates change frequently. Verify current rates on the staking platform.

Staking Rewards

Estimated Rewards Earned

$5.96K

1.7034 ETH earned
Effective APY (after commission)3.15%
Initial value$35.00K
Tokens after staking11.7034 ETH
Avg. monthly rewards0.0284 ETH ($99.36)
Avg. daily rewards0.000933 ETH ($3.27)
Total value (at current price)$40.96K

Important: This projection assumes the token price stays constant. Token prices fluctuate and can decrease significantly, meaning you could earn staking rewards but still lose money in USD terms.

Limitations

  • APY rates change frequently and are not guaranteed
  • Token prices can decrease, resulting in losses despite earning rewards
  • Some staking requires lock-up periods where funds cannot be withdrawn
  • Validator slashing can result in loss of staked tokens
  • This calculator assumes constant price — real returns depend on price changes
  • Not financial advice — for educational purposes only

This tool provides educational information only. It is not financial, tax, or legal advice. Always consult qualified professionals for decisions about your specific situation. Results are based on general patterns and may not reflect your circumstances.

What Is Crypto Staking?

Staking is the process of locking up cryptocurrency to help secure a blockchain network. In return, stakers earn rewards — similar to earning interest on a savings account, but with significantly higher risk and variability.

Proof-of-stake blockchains like Ethereum, Solana, Cardano, and Polkadot use staking as their consensus mechanism. Validators stake tokens as collateral, and the network distributes rewards proportional to the amount staked.

Staking on an Exchange vs Self-Custody

Exchange staking is the easiest way to get started. Platforms like Coinbase and Kraken handle the technical complexity. The tradeoff is counterparty risk — your tokens are held by the exchange.

Self-custody staking means running your own validator or delegating from a hardware wallet. This gives you full control but requires more technical knowledge and typically has higher minimum requirements.

Understanding Validator Commission

When you delegate to a validator, they take a commission on your rewards (typically 5-15%). A validator with 10% commission on a 5% APY means your effective APY is 4.5%. Our calculator above accounts for this automatically.

Risks of Staking

Staking is not risk-free. Key risks include:

  • Price risk: The token price can drop more than your staking rewards earn
  • Slashing: Validator misbehavior can result in loss of staked tokens
  • Lock-up periods: Some networks require unbonding periods of 7-28 days
  • Smart contract risk: Liquid staking protocols add additional technical risk