What is the best crypto staking APY right now?

Staking APYs vary by asset and platform. As of March 2026, ETH staking yields 3-4% APY, SOL staking yields 5-7%, DOT staking yields around 11%, and stablecoin savings offer 4-6%. Use our yield finder above to compare current rates across platforms.

Is crypto staking safe?

Staking on regulated exchanges like Coinbase and Kraken is relatively low risk, though your assets are still exposed to crypto market volatility. DeFi staking carries additional smart contract risk. We rate each opportunity by risk level to help you decide.

How are staking rewards taxed?

In most jurisdictions, staking rewards are taxed as income at the time of receipt. The tax treatment varies by country — use our tax software finder to find tools that handle staking income reporting automatically.

What is liquid staking?

Liquid staking lets you stake your crypto while receiving a token (like stETH or mSOL) that represents your staked position. This token can be used in DeFi protocols for additional yield, giving you flexibility without unstaking.

Crypto Yield Finder

Compare staking, lending, and savings yields across platforms. Filter by asset, risk level, and lock period. See estimated earnings for your investment amount.

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Best available APY

11.0%

Estimated yearly earnings on $10,000.00

$1,100.00

Monthly

$91.67

Investment Amount ($)

Asset

Risk Level

Sort By

11%APY

Kraken

DOT

Staking

Low risk

High APYNo minimumProof of reserves

28-day unbondingEst. yearly: $1,100.00 ($91.67/mo)

Start Earning Updated 2026-03-10

6.8%APY

Marinade

SOL

Staking

Medium risk

Liquid stakingDeFi composableDecentralized

Instant (mSOL)Est. yearly: $680.00 ($56.67/mo)

DeFi — use at own riskUpdated 2026-03-10

6%APY

Bybit

USDT

Savings

Medium risk

High yieldAuto-investTiered rates

FlexibleMin: $100.00Est. yearly: $600.00 ($50.00/mo)

Start Earning Updated 2026-03-10

5.4%APY

Kraken

SOL

Staking

Low risk

No minimumProof of reserves

~2-3 day unstakingEst. yearly: $540.00 ($45.00/mo)

Start Earning Updated 2026-03-10

5.2%APY

Aave

USDC

Lending

Medium risk

DecentralizedMultiple chainsAudited

FlexibleEst. yearly: $520.00 ($43.33/mo)

DeFi — use at own riskUpdated 2026-03-10

5.1%APY

Coinbase

SOL

Staking

Low risk

Easy UIRegulatedAuto-compound

~2-3 day unstakingEst. yearly: $510.00 ($42.50/mo)

Start Earning Updated 2026-03-10

4.5%APY

Coinbase

USDC

Savings

Low risk

USD-backedDaily accrualFDIC partner banks

FlexibleEst. yearly: $450.00 ($37.50/mo)

Start Earning Updated 2026-03-10

3.8%APY

Lido

ETH

Staking

Medium risk

Largest liquid stakingDeFi composableDAO governed

Flexible (stETH)Est. yearly: $380.00 ($31.67/mo)

DeFi — use at own riskUpdated 2026-03-10

3.6%APY

Rocket Pool

ETH

Staking

Medium risk

DecentralizedrETH tokenNode operator rewards

Flexible (rETH)Est. yearly: $360.00 ($30.00/mo)

DeFi — use at own riskUpdated 2026-03-10

3.5%APY

Kraken

ETH

Staking

Low risk

No minimumProof of reservesTwice-weekly rewards

FlexibleEst. yearly: $350.00 ($29.17/mo)

Start Earning Updated 2026-03-10

3.2%APY

Coinbase

ETH

Staking

Low risk

Liquid staking tokenRegulatedInsurance

Flexible (cbETH)Est. yearly: $320.00 ($26.67/mo)

Start Earning Updated 2026-03-10

3%APY

Kraken

ADA

Staking

Low risk

No lockupEpoch-based rewards

FlexibleEst. yearly: $300.00 ($25.00/mo)

Start Earning Updated 2026-03-10

1.5%APY

Coinbase

BTC

Lending

Low risk

Simple earnInsuredDaily payouts

FlexibleEst. yearly: $150.00 ($12.50/mo)

Start Earning Updated 2026-03-10

Understanding Yield Risk Levels

Low Risk

Regulated platforms, established protocols. Your principal is relatively safe but yields are lower.

Medium Risk

DeFi protocols, newer platforms. Smart contract risk exists but protocols are audited.

High Risk

Unaudited protocols, high APYs that may not be sustainable. Risk of impermanent loss or rug pulls.

Recommended next steps

Staking Calculator

Model staking rewards with compounding

Exchange Fee Calculator

Find the cheapest exchange before you start

Portfolio Allocation

Build a balanced portfolio with yield assets

Tax Preview

Understand how yield earnings are taxed

Limitations

•APY rates change frequently — always verify current rates on the platform
•DeFi yields carry smart contract risk that centralized platforms do not
•Higher APY often means higher risk — be cautious of unsustainable yields
•Tax treatment of staking/lending rewards varies by jurisdiction
•Not financial advice — for comparison and educational purposes only

This tool provides educational information only. It is not financial, tax, or legal advice. Always consult qualified professionals for decisions about your specific situation. Results are based on general patterns and may not reflect your circumstances.

How to Earn Yield on Crypto

There are several ways to earn passive income on cryptocurrency: staking (validating transactions on proof-of-stake networks), lending (providing liquidity to borrowers), and savings programs (exchange-offered yield accounts). Each has different risk/reward profiles that our finder helps you compare.

Staking vs Lending vs Savings

Staking locks your crypto to secure a blockchain network and earns native rewards. Lending provides your crypto to borrowers through DeFi protocols. Savings programs on centralized exchanges offer simpler yield but may have lower rates. Use our staking calculator to model returns with compounding.

What to Watch Out For

Be wary of yields that seem too good to be true — unsustainably high APYs often indicate token inflation, ponzi mechanics, or high risk of loss. Stick to established platforms with track records and always understand the tax implications before you start earning.